How Matters Stand About Chinese View of Marriage free essay sample

Usually the couple’s marriage was arranged by their parents in old society, and the couple did not have right to choose their lover. In old society, divorce was immoral. Divorce was injurious to morals, even would affect their future. The couples were forced these pressures from public opinion and family that they could not divorce. Therefore, many couples were forced to keep their unhappy marriage all their live. As the progress of the society, present people have changed their ideas about marriage. They will not be forced from public opinion. They have right to choose their own love. Present Chinese are no longer bound by the old concept. They can follow their own will to find their own happiness. When their marriages are unhappy, they do not think about the pressure from public opinion to divorce. Naturally, the divorced rate in the present is higher than past. Present society give people a lot of freedoms, and give people more choices. We will write a custom essay sample on How Matters Stand About Chinese View of Marriage or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Increasing of divorced rate is become normal. On the one hand, it reflects the progress of social civilization; conversely, what are present people seek the love and how do the people view about marriage? Through two aspects by women and men, maybe people can understand present’s Chinese view of marriage. Many women seek their lover and measure the men is good or not, they are just through the men’s wealth and position. Therefore, the women go into wealth life but poor life of the mind. A man’s wealth and position can improve this man’s ability. However they cannot represent completely all of the man. Women compare looking for boyfriends to buy stock share. They hope their boyfriends are potential stocks and hope their boyfriends become good performance stocks in the future. However, looking for this kind man, it exists huge risk. There is an old Chinese saying goes, a woman are afraid of marrying the wrong man. Even if the woman wipes her eye for looking for her boyfriend, they are still disappointed frequently. The results make them want to look for new lover. The men look for girlfriend as buying stock share. Most men recognize first they look for girlfriend because of the woman’s good looking. It is good thing for women have a good looking. However, everyone will be old, and nobody can keep their good looking all of their life. Good looking looks like a stock share that will become devaluated. In fact, a man lives with a good looks woman for whole life. Finally, the man will feel tiresome to face the woman who was even good looks someday. Someone has more high expectations for his or her loves; he or she will disappoint more about his or her marriage. Before the couples marry, everyone wants to show his or her partner the best side, and they have a high forgiveness and tolerance to their partner. However, after they marry, they lose a lot forgiveness and tolerance to each other. Then, they will have more disputes and complained. Finally, they will face separation and divorce. There are very famous writer ever said in China,† marriage is like a siege, the people outside of the city want to go in, in the same time, the men inside the city want to get out. † This sentence is best life’s portrayal for present couples. However, people should believe the everlasting love. The society is progressing; the human being is developing, in such great time, men should choose their partner resonantly. Everyone should ask for himself or herself: do you love your lover? What do you like your lover? Can you live with your lover for whole life? In the present society, most people believe true love still exist in the life. Actually, true love is in everyone’s heart. If you pay your love sincerely, and pursue your love constantly, your true love will be found in the end by you. If you love your lover truly, and you will try to pay for your happy life, everlasting love will be in your side. Believing yourself, where has love, happiness is in there. In the other words, when you have a positive View of Marriage, you will have a happy marriage. . A) what is the Sapir-Whorf Theory? Useful, important or not? The Sapir-Whorf theory â€Å"The Sapir-Whorf hypothesis is a theory put forward by the American anthropological linguists Sapir and Whorf (and also a belief held by some scholars). It states that the way people view the world is determined wholly or partly by the structure of their native language. (2) The Sapir-Whorf hypothesis consists of two pa rts. i. e. linguistic determinism and relativism. Whorf proposed first that all higher levels of thinking are dependent on language. Or put it more bluntly. Languages determine thought, i. e. the notion of linguistic determinism. Because languages differ in many ways, Whorf also believed that speakers of different language perceive and experience the world differently, i. e. relative to their linguistic background, hence the notion of linguistic relativism. † I think it is useful. When people learn second language, people can understand very clearly that if you want to learn very well, you should learn grammar, memory the words and the sentences, and you should learn the background of the culture too. Therefore, through The Sapir-Whorf hypothesis, it teaches people how to learn a new language very well that people are not only memorize the words and the sentences, but also people should learn the culture of the language. B) what is a culture universal? Cultural universals are anything that is part of every culture, but varies from culture to culture. For example, marriage, most of the people will marry, but different country or different area has different culture of marriage. C) What were they actually thinking about naming the seven dwarfs? In this story, the seven dwarfs’ names are Doc, Bashful, Sleepy, Sneezy, Happy, Dopey, and Grumpy. Their names represent their each characteristic. Happy represent he is hopeful and he likes laughing. Doc seems he knows everything, so he is their leader. Therefore, through their name, people can easily know everyone characteristic. D) Why do most people obey most of their culture’s norms most of the time? Because the family and society direct influence, most people usually obey most of their cultures norms. A culture’s norms represent a nation civilization culture. Cultural norms can alter the expression of aggressive behavior. So, people obey their culture’s norms most of the time that are good for the people having a positive view of life. It is positive for people’s lives. However, if we judge other people whose ways of showing emotions are different according to our own cultural norms, we may make the mistake of â€Å"reading† the other person incorrectly. 3. Nature vs. Nurture in here Some people think the intelligence is from nature, some people think the intelligence is from nurture. In China there are words that are â€Å"human nature is kind at the beginning of human being’s lives. I think the environment and experience where people live are most important than other factors. Only through eating education between China and American, people can find the difference between Chinese children and American children. Chinese attach importance to eat. The old saying in China is â€Å"people regard food as their pr ime want; food is the necessity of human. † Chinese parents love their children, especially on meal. First, they just want their children eat more, and the kids eat more their parents will be more glad, but the parents don’t care about whether or not their children like it, and the children have been full. The parents coax their children to eat more. Moreover, when children don’t want eat and go to play, their grandparents try to reach behind the children for feeding them. American parents concerned with their children eating too, but they are not as good as Chinese parents. I have never seen American parents always feed their children. They let their children eating by themselves, and do not care about their clothes are going to be dirty. American parents do not force their children for eating. They know vegetables are good for their children’s healthy. They ask for their kids to eating, but if their kids insist not to eat, they will not force them again. They do not very care about whether or not their kids are full. I have never seen American family that when their children are full, the parents coax their children eating more. The kids just put the silver then left the dining table. American parents’ attitudes and way of their kids eating reflect a core objective of children education in the United States. That is, the parents train their children ability of independent thinking. The kids can decide which food they like and do not like, or make sure they are hungry or full. Because the kid is fond of play, he or she misses time for eating. He or she will bear the consequences by themselves that he or she will be hungry. That is themselves choice. When the kids really fell unwell with hungry, they will do not repeat doing that. American likes to say that making mistakes is an essential process when the kids grow up. The basis of this concept is that American parents think that they are equal between the parents and their children. They respect their kids’ thinking, Even though the thinking is insignificant. American parents think that their children’s lives belong to themselves, and they can control their live by themselves. No matter now or the future. Therefore, American parents train their children capacity for independent living from early age. Therefore, the children do not want eating vegetable; they can do not eat it. When children say they are full, they can do not eat anymore. About American parents do these ways for their children, Chinese parents think American parent do not care about their children’s state of be hungry or full and state of nutrition, even fell the parents mistreat their children. From another standpoint, Chinese parents think the kids are so young. They lack experience of their live. The children do not have ability to make a correct choose. Therefore, Chinese parent think they must represent their children to make a correct choose. It is not correct that children do not like eating vegetable. The parents must force their children eat it. When the children have just eaten a little bit, and then say they are full, the parent must force their kids eat more until the parents fell their kids have been full. Chinese parents always think the children know things a little. The parents cannot allow their children do anything that the parent think are wrong. Chinese parent think if they agree their children who do not want for eat or do not like this kind food, they will be a poor diet even die. American and Chinese kids grow up in two different living environments, so they made they have a very different character. When they were kids, American children knew what they need, what they want, whether or not be full. When Chinese kids were young, they know that adult know more than them. Therefore they should obey their parents. American kids believe in speaking their mind. When they are full, they say they are full. If they do not like vegetable, they do not eat it. They are confidence by themselves, and they know their parents trust them enough. Chinese kids know it is wrong to cheat their parent. Sometimes even though they said are true, they are still not easy be trust by their parents. So they only can do with their parents requested. In the result, when the two countries kids are grow up. American kids prefer saying, I know, I will. Chinese kids prefer saying: I obey. I am my parents’ darling kids. American kids eat are not good than Chinese kids. American kids like to live by themselves. They have more ideas that belong to themselves than Chinese kids. Finally, they can invent a lot of new things. Chinese only can do that their boss demand. All in all, I think environment shape personality. There is no person who bore clever absolutely. The person’s environment and experience decide his or her level of intelligence. 4. The film The Gods Must Be Crazy. How and why do they relate to the course? Be complete. It is a movie with not only entertaining but also education. The movie comes into our eyes with a Bushmen and a narrator tells us what kind of people they are: friendly and without any knowledge about the world not far from their Kalahari desert. When they see a plane they think it is a strange bird or even a god. One day a pilot throws a glass bottle out of his airplane and the thing is found by the Bushmen. They have never seen anything that smooth and hard as this object and they find it very useful. They think it is a gift from the gods. The problem is that the gods have given only one objected and for the first time they have to share something that is very hard to share. For the first time they feel emotions such as anger and jealousy. It is decided that the thing is an Evil Thing and must be thrown off the earth and Xixo one to do that. In the meanwhile we have met Andrew in the bushes playing cards. We don’t know how all these stories come together but that is not a bad thing. It only to show us the differences between people, In the heart the most gentle place is undergone thoroughly Soviet sincere and nicely is being moved. We have the most beautiful chaste mind originally, was we lost it. We have chosen our comfortable life, as far as possible seizes us to need, therefore gave up pure and happy. We chose have siege oneself in the lock with the wall in, was defending our property, the thin number, has while convenient locked our heart. Therefore we gave up free and the natural air. We chose the style of speaking to be graceful, have an easy-going manner. But simultaneously we gave oneself have taken to bring with the serious social shackles. These days high ground are extravagant, enjoyed sunlight and the sentimental day recklessly is discarded crazily by us. In the primitive clan and tribe the human is simple, is good, between human and human harmony happiness, this is one kind of near ideal paradise countryside madrigal -like life. Because but we also watch in the movie triumphant to be unable with the outside person to communicate, has brought many â€Å"the trouble†. Inside this has a question to have to ponder similarly, how â€Å"they† should both maintain own fine tradition in the modern society, and can integrate to in the world which changes with each new day? At the same time, undeniable, the civilized step needs to continue to make great strides forward; On the other hand, the modern civilization cannot become buries human own sharp weapon, therefore while humanity more and more civilize, must maintain humanitys natural disposition.

Essay Body Paragraphs Samples Explained

Essay Body Paragraphs Samples Explained Up in Arms About Essay Body Paragraphs Samples? Essay body is the principal portion of your essay writing where you present your ideas and evidence. You can't use all your thoughts within an essay. The main portion of your essay should consist of 3 paragraphs. Even with the very first impression, a narrative essay isn't the simplest of all assignments. The essay ought to start with the very first paragraph with a crystal clear thesis statement (idea), but you have to read background information first. You could also see analytical essay. You can also see descriptive essay. The five-paragraph essay can help to compose a crystal clear response on the subject of a text. From time to time, a college essay assignment can seem too difficult to do by yourself. Know the sort of paper that you'll be writing There are various types of academic papers which you can be requested to write for example essays, research papers amongst others. You can also see concept essays. A narrative essay is believed to be among the most well-known varieties of tasks that students get all too often. Your paper ought to be organized in a way that moves from general to specific details. It is very important to remember an argumentative essay and an expository essay could possibly be similar, but they vary greatly with respect to the quantity of pre-writing and research involved. Instead, you may also visit our homepage to discover more about the professional academic paper writing services that we offer. You are able to conduct research or utilize deduction. The Fight Against Essay Body Paragraphs Samples While proofreading, if you notice your body paragraphs aren't related to your thesis statement, you should change it. Body paragraphs will compose the largest portion of your essay. All body paragraphs should also offer transitions. Last, your body paragraphs shouldn't be left hanging independently. In the event you might need additional assistance on the best way to easily acquire top quality body paragraph examples, simply speak to us. By reading well written body paragraph examples, you are going to be able to effectively understand how a great sample should look. You're going to be marked down if you place all your ideas in just one body paragraph. Check that every concept is represented in its own section since it's tricky to explain a few ideas in a paragraph so you need to write more sections if necessary. Make sure that the paragraphs aren't in a list of descriptions. It is crucial to initiate the body paragraphs with idea summary an exceptional topic sentence. Each new paragraph should have a sentence that lays out a reason for this paragraph's place in a total text. As the last paragraph is represents your very last opportunity to produce your case and, being such, should stick to an extremely rigid format. One of the chief issues with writing such an endeavor, is connected with writing its entire body, that's the principal portion of any essay. All the subsequent sentences are regarding the principal idea that's declared at the beginning of the topic. You don't need to be a walking thesaurus but a tiny variance can make the very same idea sparkle. Moreover, the readers expect the numerous topics being discussed to be new, distinctive and unusual. Ensure that he feels contented and convinced about the topic. It is possible to turn to a writing service and seek the services of an expert writer, who can deal with all kinds of subjects and topics. Then you may add a hook sentence, which intends to engage the reader and make him want to find out more.

Ideas For Cause and Effect Essay

Ideas For Cause and Effect EssayUsing ideas for cause and effect essay help you engage your reader's attention. They can help you write more quickly and you can also use them as you prepare to write the essay.You may find that this particular approach to the essay will be very helpful as you prepare to write the effects or causes part of the essay. Ideas for cause and effect essay help you organize information and thoughts so that they are easily recognizable in the essay. You can also use them as you work through the essay in preparation for the different writing sections.You may find that this is an excellent way to organize your thoughts and information before writing the essay. When you are organizing your ideas for cause and effect essay, you can avoid using the traditional way of organizing your ideas, which is through categories and sub-categories. You may find that organizing your ideas for cause and effect essay by using ideas for cause and effect essay will allow you to foc us on the major ideas and information you need to organize.The result you get from using this approach is that you will be able to organize your ideas for the essay effectively make connections between different ideas. You will also be able to organize your thoughts and ideas so that you have easy access to them when you need them. You will also be able to generate more ideas as you do the writing process for the essay.When you use ideas for cause and effect essay as you prepare to write the effects part of the essay, you will be able to build a bridge between the two different areas of your writing. The writing you need to do at this stage of the essay is to combine these ideas and come up with logical reasons to support the ideas you have for cause and effect essay. This process may also require you to use more creative skills as you work through the essay to come up with different ideas.As you prepare to write the effects or causes part of the essay, you may find that there are m any different elements you need to take into consideration when you are writing this section of the essay. The reason you need to focus on these different elements is because there are a number of different factors that you need to consider when you are working through the essay to come up with different reasons to support the ideas you have for cause and effect essay. You may find that the reasons that you have come up with are not realistic enough, which can cause problems for you when you are writing the essay.As you prepare to write the effects or causes part of the essay, you will need to come up with an idea for an essay that will help you support the ideas you have for cause and effect essay. In order to come up with an idea, you may find that you need to take into consideration all of the different elements you need to consider. The idea you have for the essay may be simple, but it may also need to be a very important one that supports the reasons you have for supporting the ideas you have for the essay.When you are preparing to write the effects or causes part of the essay, you may find that you need to take into consideration the different areas of the essay as you work through it. The main area you need to consider is the flow of your essay, which is the reason you have been creating the essay in the first place. By taking into consideration the different elements of the essay, you will be able to organize your thoughts and ideas and make them easier to read and understand when you are writing the essay.

Writing an Essay on Bible Literature

Writing an Essay on Bible LiteratureWriting an essay on bible literature can be fun and interesting. It is not hard at all to find the information you need to build a good writing resume. You just have to find the different resources that exist.Bible writing is a large and complicated field of study. If you decide to work in this area, you will need to make sure that you are able to understand everything you read. There are many books, both online and in print, that will help you make this task much easier.The best way to learn more about bible writing is to read books, articles, journals, and more. There are many resources out there that will provide you with the knowledge you need to succeed in this field. In order to get the most out of this reading, you will want to make sure that you are able to write an essay that is easy to understand.Another thing that you will want to keep in mind is that bible writing is a very difficult profession. This means that you will want to keep you rself well informed as you work in this area. There are many things that you will need to know.The best way to learn how to become a successful bible writer is to listen to the advice of other people who have been in this field. You will want to look at those who have already built great careers in this field. These people will be able to give you a lot of valuable advice that you can use.The hardest part of writing an essay on bible literature is to find the right information. There are many resources out there that will tell you where to find the answers you need. This includes free resources, books, and more.An essay on bible literature can be easy if you know where to look. The problem is that you can spend a long time trying to find the answers that you need. By taking advantage of resources like these, you will be able to become a successful bible writer in no time.

Sample Med School Essay - Mastering The Essay Format

Sample Med School Essay - Mastering The Essay FormatThe final frontier of competition in any exam is the essay, and a sample Med School essay can be of enormous value. Many students dread writing essays, and many teachers find them a bit too boring, but the least they can do is let the students do something they enjoy. They should keep in mind that this essay format can be stressful and difficult, but if used properly it can open the door to much success in the future.It's important for students preparing for the MCAT or Med School to become familiar with the format of the essay. The essay that's used by a doctorate or an MD from a famous university would not have the same style. The doctorate student writing this would have to work with the format of the doctorate student.Many college students think that the essay is a meaningless formality designed only to appease their professors, but this is not the case. First of all, it requires more brain power to write an essay than to read a page of paragraphs or a short letter. Second, they are typically presented with fewer choices than the topics on the test. Last, and perhaps most importantly, it's important for both the students' and the teachers' education to get good experience in writing the essays.A few tips for preparing for your essay at the MCAT or Med School include writing the essay at a pace appropriate to the test, writing the essay without prompting from the teacher, and using an opening topic that's been decided upon by the teacher. The topic can be something related to the topic of the test, something which is personal, or something that may provide information for the class or even for a group essay. Before starting the essay, make sure that you have written all of the possible topics you can think of. A few examples would be family, health, illness, or disease.A sample of a typical course for a Biology or Organic Chemistry student would include a general introduction, a review of some of the main t hemes in the course, as well as a summary of topics covered in a lecture. From these topics, you will likely have to come up with your own topics.If you're going to be asked to use an essay or journal style of writing during your preparation for the MCAT or Med School, you can include an introduction, as well as some explanatory body paragraph with a conclusion. However, most of the time the essay will consist of a response to some written challenge.Often the best example of an essay that's read in the context of a test or presentation would be a response to a written question. There are a number of rules and guidelines which the teacher has set for the students so you should prepare for all these things.A sample Med School essay can be very helpful in preparing for the MCAT or Med School. They can also be a great tool for learning to write coherent essays and long, thoughtful responses.

Brain controlled car free essay sample

introduction ? Brain driven car which would be of great help to the physically disabled people. ? These cars will rely only on what the individual is thinking. ? Any physical movement on the part of the individual is not required . ? a great advance of technology which will make the disabled, abled. ARTIFICIAL INTELLIGENCE ? By BRAIN COMPUTER INTERFACE researchers are able to produce artificial intelligence. ? Brain +computer = artificial intelligence BIOCONTROL SYSTEM ? The biocontrol system integrates signals from various other systems It comprises of 😕 Brain-computer interface ? Automatic security system ? Automatic navigation system AUTOMATIC SECURITY SYSTEM ? The EEG of the driver is monitored continually. ? When it drops less than 4 Hz then a message is given to the driver for confirmation and waits for sometime, to continue the drive. AUTOMATIC NAVIGATION SYSTEM ? It automatically monitors every route the car travels and stores it. ? The map database is analyzed and the shortest route to the destination is chosen. We will write a custom essay sample on Brain controlled car or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page ? By xm satellite radio the computer drives the car automatically. Brain computer interface ? It sometimes called a direct neural interface or a brain-machine ? It is a direct communication pathway between a human and an external device. ? Two-way BCIs would allow brains and external devices to exchange information in both directions. EEG Transmission ? EEG (electroencephalogram) ? A wide screen of the computer is placed at an angle aesthetically suitable to the driver. Each program can be controlled either directly by a mouse or by a shortcut. The principle is that the impulse of the human brain can be tracked and even decoded. When the driver attempts for a physical movement it sends an impulse to the motor neuron It decode the message at the motor neuron to obtain maximum accuracy By observing the sensory neurons we can monitor eye movement of the driver. The cursor on the screen moves w. r. t eye movement of the driver the The sensors, which are placed at the front and rear ends of the car, send a live feedback of the environment to the computer. The steering wheel is turned through a specific angle by electromechanical actuators. The angle of turn is calibrated from the distance moved by the dot on the screen. Specialty of the car ? Once the driver (disabled) nears the car. The security system of the car is activated. ? Robotic arms assist the driver to his seat, As soon as the driver is seated the EEG helmet is placed on the drivers head ? Images as well as thermo graphic results of the driver are previously fed into the database of the computer. A brain-computer interface is a direct communication pathway between a human or animal brain and an external device BCIs would allow brains and external devices to exchange information in both directions TEST RESULTS COMPARING DRIVER ACCURACY WITH/WITHOUT BCI ? Subjects demonstrated activation accuracies in the range of 70-82% ? Accuracies using actual finger movements were observed in the range 36-83% ? The average classification accuracy of imaginary movements was over 99% CONCLUSION ? When the above requirements are satisfied and if this car becomes cost effective ? we shall witness a revolutionary change in the society ? Thus the integration of bioelectronics with automotive systems is essential to develop efficient and futuristic vehicles. â€Å"Thus demarcation between the abler and the disabled vanishes†.

The Concept of Human Life Value in Relation to the Need for Life Insurance Essays

The Concept of Human Life Value in Relation to the Need for Life Insurance Essays The Concept of Human Life Value in Relation to the Need for Life Insurance Essay The Concept of Human Life Value in Relation to the Need for Life Insurance Essay Essay Topic: The Breadwinner Almutairi Yahya Professor Ruben Acad. Writing Reading June 4 2013 The Concept of Human Life Value in Relation to the Need for Life Insurance Jane and Andrew had just celebrated their fifth year wedding anniversary, and they were coming from dinner when they had an accident. Unfortunately, Andrew did not survive, and Jane became paralysed from the waist down. With no one else to turn to and no way to make an income, Jane had to go back to her parents, where she became dependent on them for the rest of her life. This is a sad situation, but, unfortunately, it represents the story of many families, who are unprepared when fatal accidents happen. The families are left suffering when they lose their breadwinner. Had Andrew and Jane thought about their lives in the future, they would have purchased a life insurance policy, which would have enabled Jane to survive comfortably and even pay for her medical treatments. She would have avoided returning home to her aging parents for care. The rapid changes in life necessitate the acquiring of a life insurance policy. This is a sound financial plan that will ensure that your loved ones are not left destitute but are well taken care of and continue to enjoy a brighter tomorrow in the case of an unfortunate event to you, as the insured, especially if you are the breadwinner. Life insurance is also vital to you in the event that you are disabled. Employers can also benefit from purchasing a life insurance for their employees (assets) to regain financial cover in the event that they lose their lives or they are rendered inefficacious in a way that they can no longer work to make profits for the company. This is referred to as insurable interest. Life insurance/assurance is a security against loss of income resulting from the demise of the insured. The mentioned beneficiary receives the proceeds, and he is thus secured from the financial repercussions that would have occurred owing to the death of the insured. This paper thus aims at looking at the concept of human value in relation to the need of acquiring a life insurance. Some of the relevant sections that will act as principal topics of discussion will include the basic principles of life insurance, the benefits of life insurance, a focus of human value and the advantages disadvantages of life insurance. The human life possesses numerous values, most of which are immeasurable. For example, a person’s relationship with others creates a set of sentimental and emotional attachments. These can barely be measured or replaced with monetary value. However, such values are not the basis for life insurance even though it upholds a strong moral and social concern. The basis for the need of a life insurance cover is the fiscal worth of a human life. With regards to life insurance, the human life has monetary value in terms of its earning capacity only if someone/people or an organization depends upon it or anticipates gaining some financial benefit through it. This secures the economic state of the beneficiary in terms of financial dependence and future savings for fear that there is a negative contingency. Determining the fiscal value of human life helps in identifying the amount of life insurance needed by the beneficiary. The simplest way to work this out is by evaluating all what you pay for and whom you support. These might include things like educational costs, health insurance, mortgages, personal loans, rent, credit card debts, food and groceries, and car insurance among others. Out of these, you can then deduct the things that your family can comfortably do without such as stocks and property investments. The overall amount you get is what determines the level of life insurance that you need (Baldwin 60). Investing in a life insurance policy demands a high level of sacrifice. Life insurance encourages people to be responsible for their own families and the society (Mishra 6). This means that you voluntarily opt to continue providing and catering for your dependant’s wellbeing after death. However, the law morally obliges you to provide for your family to the extent that your financial means permit. A life insurance cover ensures that this moral obligation and financial decency persists after death. The death or disability of the head of a family should not necessarily lead to bankruptcy or financial problems for the family. However, it should be realised that the economic value of human life diminishes with the passage of time. As much as a person’s income may tend to increase indefinitely, the period of productivity lessens as each year passes. This owes to the fact that an individual’s fiscal value is indeed the unrealized earning ability in terms of skill, and it eventually diminishes as potential income is gradually converted into actual income. The basic principles of life insurance include the principle of Utmost Good Faith. The insurer and the insured should have good faith towards one another (Gulati 39). The insurer must provide the insuree with complete and correct information with regards to terms and conditions that apply while the insured should also be willing to disclose complete, clear and correct information of the subject matter. The other principle is the law of large numbers whereby the insurance company uses a large sample size to predict deaths. All life insurance principles operate with this principle. They carefully approximate mortality rates annually to balance their resources. Another principle is the insurable interest. This is whereby the insured, must have some personal relation to the policy owner, receives economic compensation in the event of death of whom they depended on. Perfected savings is another principle of life insurance where you purchase death assurance to your loved ones. This principle is, however, limited with regards to a pre-set time or a predetermined age, upon which the contract matures and compensation are made. In the event of a policyholder’s demise before the pre-set period, the insurer compensates the insured. The transfer of risk is a further vital principle for life insurance. The risk of death is not retained in your policy but spread out among all policyholders with relations to the insurer. The last principle of life insurance is the loss of minimization. This means that the policyholder needs to be careful to reduce the risk of death. This includes careful driving, indulging in proper lifestyle issues and maintaini ng your health as much as possible. The cost of insurance is heavy in the realization that you do not uphold the principle. There are numerous advantages that come with life insurance, such as the immediate infusion of cash when dealing with adverse fiscal consequences of the policyholder’s death. Life insurance guarantees protection of one’s family. The tax treatment for life insurance is quite favourable. The death benefits are usually income tax- free to the insured. It is possible for the life insurance to be exchanged for another policy such as annuity without the incurrence of current taxation. Another advantage is that it facilitates loans without affecting the benefits of the policy (Sethi and Bhatia 181-182). The life insurance policy just like any other has its cons. These include the fact that policyholders forego some current expenditure for the sake of the insured. The surrendered cash values are generally less than the premiums paid, and at times, it is impossible to recover them fully. You may outlive your insurance term and obtain no monetary benefit from the premiums you paid. The insurer also does not provide you with a permanent life insurance protection. Many people are willing to get insurance covers for their properties, but they are not willing to take life insurance, even though life is more valuable than property. The many adversities and uncertainties of life demand that a person acquire a life insurance policy. This is an indispensable measure if you care for the life of those who depend on you. Taking a life insurance cover is proof that a person cares for his or her family, and is concerned about their welfare in case of any eventuality. Some people put off taking life policies because they think that they will be okay so long as they take care of themselves. However, it is not possible to predict death, and it is prudent to consider taking a life insurance policy. Akrani, Gaurav. 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